Save taxes

Pension fund buy-ins are fully tax-deductible and later taxed at reduced rates – just like Pillar 3a. The prerequisite is a solid, well-funded pension fund. With weak funds, losses can occur despite tax advantages.

Pillar 3a offers double tax benefits: contributions are fully deductible, and the assets are exempt from wealth tax. Multiple 3a accounts help reduce high tax progression at payout. Maximize contributions and plan smartly for maximum savings.

Swiss taxpayers can deduct a variety of work-related expenses: CHF 3,200 for meals, up to CHF 4,000 in general (3% of net salary). Lump sum without proof or actual costs with receipts are possible. Take cantonal differences into account – choose the optimal strategy and save taxes.

Side jobs in Switzerland are taxable from the very first franc, but you can deduct 20% as a lump sum (CHF 800–2,400). Some cantons have special rules. With the right strategy, you can significantly reduce taxes on your side income and optimize your additional earnings.

Does your daily commute cost you money? Get it back through your taxes! From the CHF 700 bike allowance to the full cost of a public transport pass – depending on your canton, you can deduct up to CHF 15,000 in commuting expenses. Here’s how to optimize your commuting costs.

Can you deduct healthcare costs from your taxes? Yes! From deductibles to glasses to alternative practitioners – find out which expenses are deductible and why your canton of residence makes all the difference. Deduction thresholds vary from 0% to 5% of income.

Training pays off twice: you strengthen your career and at the same time save thousands of francs in taxes. Depending on the canton, you can deduct up to CHF 18,900 – yet many Swiss miss out on this money because they don’t know the rules. Our canton comparison shows where training is most worthwhile from a tax perspective.