Why Early Preparation Simplifies the Tax Year

The tax return is often perceived as a tedious obligation at the beginning of the year. However, the reason for the stress is usually not the filling out itself, but the laborious search for certificates and receipts from the past twelve months. Those who understand preparation as a continuous, digital process save time, nerves, and often real money in the end.

The Advantages of Proactive Organization

Most taxpayers only begin processing when the tax authority's request arrives in their mailbox. However, early, ongoing preparation offers crucial advantages:

Avoidance of Errors: Under time pressure, deductions are often forgotten. Those who file receipts digitally immediately have them readily available when submitting.

Maximum Tax Optimization: Those who review their documents early recognize in time where there is still room for optimization – such as with pillar 3a or purchases into the pension fund before December 31st.

Seamless Digital Workflow: Since Taxea.ch works entirely digitally, good preparation accelerates the entire process. One click instead of lengthy searching.

Efficiency Through Digitization: How to Prepare

A modern tax system doesn't need paper. At Taxea, we consistently rely on digital processes to keep your effort as minimal as possible.

Capture Documents Immediately Upon Receipt

Don't wait for mail stacks to grow. Scan receipts for professional expenses, medical costs, or donation certificates directly when you receive them. Thanks to PDF converters and scanning apps on smartphones, "filing" is done in seconds today.

Keep the Most Important Categories in View

Ensure that you pre-sort your documents in a clear folder structure (e.g., in the cloud):

1. Professional Expenses: Further education, home office costs, travel expenses
2. Health: Medical and dental bills (for deducting the deductible)
3. Property: Invoices for value-maintaining maintenance work
4. Finances: Interest and balance statements, often already provided digitally in e-banking
5. Insurance: Premium certificates for health insurance, household contents and liability insurance
6. Retirement Planning: Certificates for pillar 3a contributions and pension fund purchases

Keep Important Deadlines in Mind

For tax-optimal decisions, deadlines are crucial:

• December 31st: Contributions to pillar 3a and purchases into the pension fund must be credited to the respective account by this date (recommended: transfer at the beginning of December due to holidays)
• March 31st: Regular deadline for submitting the tax return (can be extended until September 30th or November 30th)

Why Time Management in Taxes Is Worth Real Money

Early preparation also means knowing the deadlines for tax planning. Many tax-relevant decisions must be made before the turn of the year.

Those who only start collecting in February miss the chance to actively reduce the previous year's tax burden. An ongoing digital overview of your finances enables you to make tax decisions in time – without physical meetings, conveniently from anywhere.

Tax Optimization Already During the Year

With ongoing digital documentation, you can already estimate what tax burden to expect during the year. This allows you to take countermeasures before year-end:

• Make additional pillar 3a contributions
• Review pension fund purchase options
• Bring forward outstanding deductible expenses (e.g., further education)

Conclusion: Sovereignty Through Digital Structure

The tax return loses its terror once the data foundation is solid. Early preparation is the easiest way to reduce complexity. As a purely digital tax advisory service, we support you in making this process as efficient as possible.

Taxea Tip: Take advantage of your digital edge. Those who save documents directly upon receipt in a dedicated "tax folder" only need to press the upload button in our portal at the end of the year.